Money Saving Secrets at the Pump

We can’t avoid gas, but what we can avoid is paying the highest pump in town. The expense can get high on one’s budget, especially if you commute to work or if you have active children, carpooling daily. So use the following three money secrets the next time you fill up at the gas station.

Secret No. 1: Research local deals.

When we look for local deals, we often think about coupon clipping for a few bucks saved at the local grocery store. However, that’s not the only place you can save money locally. For instance, shopping at grocery stores such as Safeway can save you money on gas. They have a rewards program and a partnership with Chevron which allows customers to save up to $1 a gallon. Do a little research online to see if there are any loyalty based gas rewards programs in your area.

Secret No. 2: Gas station credit cards are Good to use

It can get annoying to be asked, “Would you like to sign up for our credit card?” at the pump, but it’s important to remember that doing so could save you a ton of money.

The general reluctance to sign up stems from our fear that credit cards will lead us to overwhelming debt. That only happens if you let it. Credit cards also have the potential to save you a ton of money, if used correctly.

Most gas station credit cards give you 10 percent off at the pump as well as rewards points when you use the card. If you do the math, you generally earn 10 to 12 percent savings when you use gas station cards. The key is not paying interest on your purchases. After all, how great can 12 percent really be if you’re paying 20 percent to get it? The good news is avoiding interest really isn’t all that hard.

To avoid paying interest on your gas rewards credit card, simply pay your card off every time you fill up. The truth is credit cards have grace periods. If you pay your balance in full within the grace period, you won’t be charged interest. By paying your card off the day you fill up, you’ll be sure to make it within your grace period, meaning you won’t have to pay for your rewards.

Secret No. 3: Your Smartphone is actually Smart on Gas

We use our phones for everything else these days; why not use them to save money on gas? Some apps directly help to save money at the pump and some help in round about ways if you think outside the box. Here are a few examples.

iGasUp: This is one of those apps that directly helps you to save money at the pump. Using this app, you can find the ten cheapest gas stations closest to your current location. Choose the station you want to go to and it will even give you directions on how to get there. The most amazing part to me is how accurate it is. It gets its pricing data through real time credit card transactions.

Google Maps: One of the easiest ways to spend a ton of money on gas unnecessarily is to get lost. Making sure this app is on your phone will help ensure that you don’t get lost, wasting gas in the process.

Carticipate: If you’re a social extrovert like me, you’ll love Carticipate. One of the best ways to save money on gas is to carpool. Carticipate is an awesome app that helps bring carpoolers together. Not only will it save you money on gas, it can help you meet some pretty cool people.

Gas is expensive, we all know that. However, these simple tips can save you quite a bit over the course of a year. Using calculations and following the secrets above, you could save between $40 and $60 a month on gas, depending on how much you drive. That means these three simple steps save you up to $480 a year at the very minimum.

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Original article and facts courtesy of Joshua Rodriguez at


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