Tags Posts tagged with "Heather Wagenhals"

Heather Wagenhals

Financial Relationship Answers with Christopher Dukes on UYWRadio

Relationships are built stronger when couples money is fully disclosed and financial secrets are minimized.  Tune in this week to Unlock Your Wealth Radio as we re-air Christopher Dukes, President and owner of Dukes Wealth Management Inc. DBA Dukes Financial and Insurance Services who consults listeners with host Heather Wagenhals. Tune in this as the two finance experts discuss money awareness topics about relationships.

In this interview Mr. Dukes helps couples break down their financial commitments in a relationship by explaining to listeners how each partner plays a key role. Tune in to find our which role you play in your relationship and how you and your partner can strengthen each other with these financial roles and obligations.

Can you remain financially satisfied after marriage? Tune in as Christopher Dukes answers this question and more money-related relationship questions on Unlock Your Wealth Radio.

Can a saver and a spender live happily ever after? Should you have a joint savings account with you partner? Tune in to Unlock Your Wealth Radio to find out from financial experts, Christopher Dukes.

Listen every Monday morning for financial concepts on Blog Talk Radio and the Libsyn Platform
where you’ll find our featured Key for the week.

Tune in to this week’s Keys To Riches HERE!
The Keys to Riches Financial Wellness Series from Heather Wagenhals logo

Financial Concepts on Keys To Riches

Financial concepts and habits can be learned with help from Heather Wagenhals, host and personal finance expert of the Keys To Riches™ Financial Wellness Series.

Listen every Monday morning for financial concepts on Blog Talk Radio and the Libsyn Platform where you’ll find our featured Key for the week. Tune in to this week’s Keys to Riches Number Eight: No Seasonal Exceptions as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.
Key Statement:

I know that I am vulnerable when managing my money if I allow seasonal events and special occasions disrupt my savings and spending plan. I acknowledge that to become truly successful with my money, I must be more mindful during holidays and on special occasions because going overboard serves no one, especially not  me nor my family.

Key Affirmation:

I am a gracious recipient and thoughtful giver.

Key Commitment:

I commit to using Heather’s “Card Up” Assessment formula when determining appropriate gift giving.

Key Action Item:

When giving gifts or remembering or commemorating someone’s special occasion, begin with a card and work from there. For annual events and celebrations, sit down and create a plan for saving with your discretionary funds. It is easier and requires less intrusion with your daily dollars when you give yourself 364 days to carry out a sizable savings goal.

These are just some examples of things you can expect and work into your plans.  Be creative with you strategy so you can achieve financial independence AND still enjoy the fruits of your labors today.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week’s Key, along with our Key of the Week, Moolah Word of the Day, Money Drama & more! Click HERE to listen to last week’s Key Seven: Break the Budget.

Gaming Hack Revealed on Financial Survival Network with Heather Wagenhals

Gaming hack is the topic on Financial Survival Network with host Kerry Lutz who welcomes Certified Identity Theft Risk Management Specialist Heather Wagenhals as she reveals this new computer security hack.

This “gaming hack” is typically used by your children to open the door to wholesale data theft your data.

The kids believe they’re downloading a Nintendo Emulator that will allow them to play unlimited games on their computer, however they are really allowing a trojan virus to get in and cause all sorts of havoc with your data, identity and files.

Tune in to Blog Talk Radio or the Libsyn platform to hear this interview and warn your children about this exploit before it’s too late.

Real Estate Tips Revealed on UYWRadio

Real estate tips revealed by broker and trusted investor Heather Wagenhals, host of Unlock Your Wealth Radio. Tune in to this episode as Heather and Producer Michael Terry where home values are and where the true home value should be in the future.

In this real estate episode Heather discusses the rise of mortgage default rates and how they can impact your existing home value.

When the real estate market bounces remain calm, don’t think of this time as bad or good, but rather a time for a discount sale as you average down.

Money is made on the buy, not the sell because you can’t control the market, only make predictions. 

Tune in to this episode as we reveal the one key item to look for in a home that will help in negotiating prices.

 

The Keys to Riches Financial Wellness Series from Heather Wagenhals logoTune in every Monday to The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

This week’s Key: Become a Voracious Reader

UYW Radio Real Estate Professional Advice

Real estate professionals offer advice that first time homebuyers won’t get anywhere else, tune in Unlock Your Wealth Radio as broker and trusted investor Heather Wagenhals reveals why you should seek professional advice when buying a home.

Real estate is the single largest transaction a family can make, so do your due diligence 

Here are Heather’s top reasons why you need a real estate professional:

  • Real Estate Professionals know the home buying process front to back and can guide you along the way.
  • They have information and opinions on schools, resale values, zoning information, etc. These documents and personal experience can help homebuyers make the right decision.

On average people move every 5 years!

  • Professionals have experience with negotiating prices,
  • They speak the language and will translate for you.

Find out if a professional is right for you by going to the Unlock Your Wealth Radio site and search for the Real Estate NEADS Analysis. If you do need or want a professional be sure to ask them a few questions and tips such as:

 

  • How long have they been an active agent?
  • How many transactions have they completed this year? Lifetime?
  • A highly active agent will have referrals if they are not familiar with your neighborhood
  • Request references from the professional

For a complete list of questions to ask a real estate professional, visit Unlock Your Wealth Radio to view these interview questions.

 The Keys to Riches Financial Wellness Series from Heather Wagenhals logoTune in every Monday to The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

This week’s Key: Remember Real Estate

Mortgage Application Tips

Mortgages can be a strain on one’s relationship and filing the application can start the headaches, so tune in to Unlock Your Wealth Radio as real estate expert Heather Wagenhals reveals mortgage application tips and ways to know up front how to handle your financial future in home ownership.

This week’s mortgage application episode on Unlock Your Wealth Radio reveals what you should be looking at when considering a that house payment. Surprisingly it’s not about affordability but rather lifestyle that you should look at when calculating a house payment.

If you don’t have an emergency fund set up then you’re going to screw up, it’s not a matter of “if” you screw up,
but rather a matter of ‘when’ you will screw up.”

In this interview Heather Wagenhals breaks down mortgage application tips and the required documents when applying for a mortgage.

Finding out a mortgage credit rating can be heavily weighted on ones credit card debt and how one has managed long-term debt. Learn more about what lenders are looking for to qualify you in a mortgage as prepare for your financial future.

 The Keys to Riches Financial Wellness Series from Heather Wagenhals logoTune in every Monday to The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

This week’s Key: Hope for the Best, Plan for the Worst

 

Keys To Riches Financial Wellness

The Weekly Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money. It also gives you specific techniques to create or fix your credit, eliminate debt, save and invest, building wealth and happiness holistically, all while transforming your current financial habits into healthy money management skills.

Listen every Monday morning on the Keys To Riches Website where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series.

Tune in to this week’s Key Number Six: Hope for the Best, Plan for the Worst as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Key Six: Hope for the Best, Plan for the Worst

Key Statement:

While I remain optimistic about my financial future, I am keenly aware that a catastrophic event may occur me or my family that could materially alter my financial picture, so must be prepared for the unknown.

Key Affirmation:

I am prepared for any financial situation that life may throw at me.

Key Commitment:

I commit to planning for alternative scenarios that may challenge me or my family.

Key Action Item:

Sit down with yourself and significant other, if you have one, and list all of the worst possible outcomes that may beset your family. Things like:

  • one or both of you losing your job
  • an unexpected pregnancy
  • the sudden responsibility of an indigent parent
  • injury or accident that may keep you from working
  • death of an income producing spouse
  • a lawsuit
  • a physical or mental limitation in a child or sibling that may require additional care or treatment not covered by insurance

These are just some examples of things you can anticipate and create plans. Having an alternate plan of action is like the insurance policy you pay for and never use.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week’s Key, along with our Key of the Week, Moolah Word of the Day, Money Drama & more! Click HERE to listen to last week’s Key Five – Take Emotion Out of the Picture.

Filing an insurance claim can be foreign to many individuals so on this week’s Unlock Your Wealth Radio Show, host and personal financial expert Heather Wagenhals offers insurance advice and tips to help individuals file those claims. Tune in this Friday, February 3rd at 9AM PST to learn more about how to properly file and document an insurance claim.

Unlock Your Wealth Radio airs every Friday at 9AM PST, bringing listeners a unique look to their finances, as this biology-based money management show stresses the importance of money, breaking down segments to help listeners gain control of their financial future. Tune in every Friday for the Moolah Word of the Week, Money Drama & more!

 

 The Keys to Riches Financial Wellness Series from Heather Wagenhals logoTune in every Monday to The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

This week’s Key: Take Emotion Out of the Picture

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